“How much life insurance do I need” is a big question we get from clients all the time. This is an important question and the answer really depends on your situation, your family, your income and your goals. In this video Robert will give you a simple rule-of-thumb that will help figure out how much…

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The Benefits of Charitable Giving with Life Insurance! Charitable giving with life insurance We may naturally want to give back to our community if we’re successful. It may be a surprise that life insurance plans provide the perfect solution to allow you to make a substantial gift to your community or a cause your cherish. Here are some…

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Permanent Life Insurance Permanent life insurance is very different than term life insurance. Permanent life insurance is best suited for long-term needs. It helps to generate additional retirement income and provides cash for estate planning. The three types of permanent life insurance are: Universal life Whole life Term to 100 Universal Life Universal life insurance provides guaranteed…

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New Dividend Scale Effective July 1, 2018 The new dividend scale interest rate will change from 6.5% to 6.35%, effective July 1, 2018. This change will affect each series of policies differently. Learn more.  If you are currently a policy holder you will receive a notice of the dividend scale change with your annual policy statement. You can also find a copy on EquiNet®,…

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[VIDEO] Estate Maximization Strategy for Business Owners We’ve just made a new video. This video is for business owners with an operating company, a holding company or both. The video explains how to maximize your estate for your family and your business, while growing your money conservatively and saving taxes. Video: “Estate Maximization Strategy for…

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How Much Life Insurance Do I Need? Watch this video on Youtube “How much life insurance do I need” is a big question we get from clients all the time. This is an important question and the answer really depends on your situation, your family , your income, your goals. You should also consider insurance…

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Canadian Insurance Companies Changing How They Treat Occasional Recreational Marijuana Smokers Sun Life Insurance and BMO Insurance just announced new underwriting rules on how they treat occasional and recreational marijuana smokers. In the past, marijuana (cannabis) smokers were treated similar to tobacco smokers and had to pay the higher smoker rates for life insurance. Now…

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Travel Insurance Vancouver About Vancouver Travel Insurance with Safe Pacific We are one of Canada’s leading financial companies providing Canadians with travel insurance. Our clients are families, professionals and business owners. We offer extensive travel insurance and cover a variety of situations. Along with Travel Insurance, we offer advice and planning for your Critical Illness…

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Life Insurance Vancouver About Vancouver Life Insurance with Safe Pacific We are one of Canada’s leading financial companies teaching Canadians the power of using life insurance as a financial tool. Our clients are families, professionals and business owners. We listen to your financial goals and help you reach them given your circumstances and budget. We…

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