Secure Your Family’s Financial Legacy with the Rockefeller Method
The Rockefeller Method uses tax-exempt whole life insurance policies to grow wealth tax-deferred and transfer it tax-free to future generations, ensuring a lasting legacy without excessive taxation.
The Rockefeller Method, also known as the Waterfall Concept, is a powerful strategy for preserving wealth. By using tax-exempt whole life insurance, it allows tax-deferred growth, access to funds through policy loans, and tax-free wealth transfer—ensuring financial security for your family for generations.
A Strategy for Generational Success
The Rockefeller Method provides tax-free growth and access to funds for major life events, ensuring financial security for education, home purchases, business ventures, and a lasting legacy for future generations.
What is the Rockefeller Method?
The Rockefeller Method, or Waterfall Concept, is a strategy for tax-efficient wealth transfer using tax-exempt whole life insurance policies. By overfunding the policy over 3–5 years, you accelerate growth and create a robust financial asset.
The policy’s cash value grows tax-deferred and can be accessed for significant life events like education or home purchases through loans. Upon the policyholder's passing, the death benefit is paid tax-free to the next generation, creating a lasting legacy. This method safeguards wealth from excessive taxation and ensures a seamless transfer across generations.
How it Works
The Rockefeller Method uses whole life insurance to grow wealth tax-free, access funds when needed, and transfer assets tax-free to the next generation, ensuring financial stability and a lasting legacy.
Set Up a Whole Life Insurance Policy
Purchase a tax-exempt whole life policy to build cash value for tax-free growth and legacy planning.
Grow Cash Value
Overfund the policy to accelerate tax-deferred growth and create a valuable financial asset.
Leverage for Major Milestones
Access tax-free loans against the cash value for education, home purchases, or retirement without triggering taxable events.
Pass On a Legacy
Upon passing, the tax-free death benefit is paid to the next generation, ensuring a seamless and tax-efficient wealth transfer for your heirs.
Benefits of the Rockefeller Method
Grow wealth tax-free, access capital, and build a lasting legacy.
Tax-Free Growth
Cash value grows tax-deferred, maximizing wealth accumulation without triggering annual taxes.
Tax-Free Wealth Transfer
Transfer assets tax-free to heirs using the policy’s death benefit, minimizing estate and income taxes.
Generational Legacy
The policy ensures a tax-free death benefit for future generations, creating a lasting financial legacy.
Access to Capital
Leverage the policy’s cash value for tax-free loans, providing liquidity for investments or emergencies.
Secure and Predictable
Unlike market-dependent investments, whole life insurance offers steady, reliable growth.
Ready to Secure Your Legacy with the Rockefeller Method?
If you’re interested in creating a lasting financial legacy, let’s talk. Contact us today to explore how the Rockefeller Method can preserve your wealth and ensure a brighter future for generations to come.
Book a ConsultationComparing the Rockefeller Method to Traditional Investments
The Rockefeller Method surpasses traditional investments by offering tax-free growth, liquidity, and legacy planning.
Advantages of Traditional Investments
Traditional investments can offer high returns and easy access to funds but are fully taxable and lack estate planning benefits
Advantages of the Rockefeller Method
Provides tax-free growth access to capital through policy loans without triggering taxes tax-free death benefit for heirs—ensuring liquidity, tax efficiency, and a lasting financial legacy for future generations.
Real Numbers
Consider a family that invests $500,000 into a whole life insurance policy under the Rockefeller Method. Over 30 years, the policy's cash value grows to $1.5 million, accessible for major expenses. Upon the insured's passing, a $2 million tax-free death benefit transfers to heirs, ensuring lasting wealth.
A Legacy for Generations
By setting up this plan, you’re planting a seed for a financial tree that will support your child and future generations. The policy’s death benefit can pass on wealth to your grandchildren or great-grandchildren, ensuring a lasting legacy for your family.
The Rockefeller Method is a sophisticated strategy typically not promoted by traditional banks or investment firms. Its focus on tax-exempt life insurance and intergenerational wealth transfer requires specialized knowledge, making it available primarily through expert advisors who understand its full potential.
They say the best time to plant a tree was yesterday, and the second best time is today. The same goes for financial planning—you may need time for your plan to grow, but the sooner you start, the better. Taking action now gives you more opportunities to build wealth, protect your assets, and secure your future. The key to long-term success is starting as early as possible.
Client Testimonials
See how our strategies have been successful from our clients.
"We worked specifically with Jordan who was knowledgeable, thorough, and patient."
We worked with Safe Pacific Financial to help us find the right life Insurance policy for us, and we are very happy with the service they provided. We worked specifically with Jordan who was knowledgeable, thorough, and patient with our many questions. We would certainly work with Safe Pacific Financial again and would recommend them to friends and family.
"Jordan was amazing to work with!"
Jordan was amazing to work with! He was patient and understanding when it came to answering all my questions and concerns. I highly recommend Jordan for any financial needs!
"Jordan was able to explain them in a simple and digestible manner."
My wife Brooke and I had a great experience working with Safe Pacific and their team. Although some of the insurance industry and the investment products can be complex, Jordan was able to explain them in a simple and digestible manner which really helped us to understand the long term value. I would highly recommend the Safe Pacific team and we look forward to working with them more in the future.
"Had a great experience with Safe Pacific."
Had a great experience with Safe Pacific. As someone who doesn't understand the business of insurance, I was not stressed at all with the process and Jordan and his team made it smooth and explained the entire process. They were responsive in a timely manner and helped me get a great deal on my disability insurance. Would highly recommend!
"Would highly recommend their services and support."
Jordan and Megan were very helpful in helping my partner and I secure term insurance and CI insurance. We talked with both of them about our current situation and context, and Jordan was able to walk us through the options and clearly laid out his recommendation. He answered all of our questions and followed up promptly as we moved along with the selection and registration process. Would highly recommend their services and support.
"They always make me feel like a priority."
The great thing about working with Safe Pacific is the personal touch they add to the service and how they always make me feel like a priority. Thanks Laurent and Rob for taking care of me.
"I highly recommend them to my colleagues."
I have worked with Robert Trasolini and Laurent Munier several times and I find them extremely helpful when it comes to Life, Critical illness and Disability insurance. They are able to explain things clearly and are really great guys to work with. I highly recommend them to my colleagues, clients and friends.
"Every step of the process."
Robert recently helped me acquire life and critical illness insurance. Not only did he explain every step of the process and walk me through it in a thorough and detailed manner, but Rob is great at taking complex terms and concepts and explaining them in simple, easy to understand manner.
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At Safe Pacific, we’ve spent over a decade helping Canadian families implement innovative wealth-building strategies like the Waterfall Concept. Contact us today to learn how this approach can work for your family’s unique financial goals.
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