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Michael Stea

Michael drives marketing strategy at Safe Pacific, focusing on content and outreach to engage current and future clients.

Profile

Born and raised in North Vancouver, BC, Michael Stea joined Safe Pacific in 2023 as a Marketing Manager. He holds a Bachelor in Business Administration and a Diploma in Marketing Management from British Columbia Institute of Technology (BCIT). With experience managing campaigns for brands like Lush Cosmetics and Science World, Michael brings a strategic mindset and a passion for content creation.

His role focuses on expanding Safe Pacific’s content to better communicate with clients and prospects. Outside of work, Michael enjoys reading fiction, writing short stories, and running Dungeons and Dragons games.

Designations and Awards

  • Bachelor in Business Administration – BCIT
  • Diploma in Marketing Management – BCIT
  • Campaign Experience – Managed projects for Lush Cosmetics
Articles

Recent content produced by Michael

Read some of Michael’s favourite Expert Insights.

A man in a white shirt and dark pants sits on a black sofa with two patterned cushions, smiling and holding an open book titled Wealth Multiplier. The background is a light grey paneled wall and wooden floor.
8 min read
Using Life Insurance to Fund a Buy-Sell Agreement

Imagine one of your business partners passes away tomorrow. Suddenly, their spouse or their kids own a share of your company—and you're expected to buy...

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Five people walk side by side outdoors in a city, surrounded by tall buildings and greenery, on a sunny day. They are dressed in business casual attire and appear to be smiling or relaxed.
10 min read
5 Mistakes High-Income Canadians Make With Their Wealth Plans

If more money automatically meant more wealth, every top-earning Canadian would retire stress-free. But that's not reality. The gap between earning well and building lasting...

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A man with curly hair, glasses, and a beard sits on a dark sofa, smiling at the camera. He wears a gray suit, a patterned tie, and a blue shirt, with his hands clasped in front of him.
6 min read
What are Notional Accounts and How do They Work in Canada

If you've wondered what are Notional Accounts and how do they work in Canada, this is the post for you. Most incorporated Canadians are great...

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Two men in suits sit on a bench against a gray paneled wall; one reads a book titled Wealth, while the other uses a laptop. A large ceramic vase with tall branches stands to their right.
8 min read
What Canadian Business Owners Are Telling Us Right Now — And What To Do About It

Every week, our advisors sit down with incorporated business owners and professionals across Canada. And while every client's situation is unique, the conversations we're having...

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Two men sit on a black leather couch against a plain grey background. One wears a blue suit and black shoes, while the other wears a grey sweater, blue pants, and black shoes. Both are smiling and looking at the camera.
9 min read
Retire Tax-Free in Canada Using the Insured Retirement Plan

What if your RRSP isn't enough to retire comfortably? And what if there was a way to access tax-free cash flow in retirement—without market volatility,...

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Three men stand outside a modern office building with large windows and a brown facade. They are smiling and dressed in business casual attire, with plenty of open space around them.
8 min read
How Canadian Real Estate Investors Are Using Whole Life Insurance

What if you could unlock hundreds of thousands in capital—without selling a single property or applying for another mortgage? In this article, we'll explore How...

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Five people in business attire pose in a well-lit room with wood floors and gray paneled walls; two are seated in front, three stand behind them, all facing the camera and smiling.
9 min read
Use Corporate-Owned Life Insurance to Transfer Wealth Tax-Free

What if your estate faced a $500,000 tax bill after you pass away—on capital gains alone? What if there was a way to fund that...

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Two Safe Pacific Financial advisors in business suits sit on a modern gray couch, symbolizing expert wealth management and bespoke Canadian life insurance solutions.
8 min read
CDA: How to Pay Yourself Tax-Free from Your Corporation

Imagine extracting hundreds of thousands in corporate profits—tax-free—without triggering personal tax liability. That's exactly what the Capital Dividend Account (CDA) allows incorporated professionals to do...

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A financial advisor in a gray suit smiles in Safe Pacific Financial’s office, with their anchor logo—experts in bespoke Canadian life insurance, infinite banking, and wealth management for affluent families—displayed on a monitor.
7 min read
How to use Life Insurance as Capital Gains Relief

What if your biggest tax bill hits after you're gone? In this article, we'll explore how to use Life Insurance as Capital Gains Relief and...

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A client in a plaid jacket reviews Safe Pacific Financial’s wealth management magazine, smiling by harbor-view windows in Canada.
10 min read
OpCo to Legacy: The Estate Tax Trap

If your business owner client passed away tomorrow, what would happen—from a tax perspective—and what have you done as their advisor to plan for it?...

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Three advisors at SafePacific Financial confer in a sleek office overlooking the port—experts in infinite banking and bespoke Canadian life insurance.
7 min read
How Critical Illness Insurance works in Canada

What would happen if you were diagnosed with cancer tomorrow? How would you cover your mortgage, your bills, or your business expenses while you focused...

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Two men in suits sit on bar stools against a gray paneled wall. One man holds a book titled Wealth Unplugged. Both are smiling and facing the camera, seated on a wooden floor.
6 min read
How Disability Insurance Works in Canada

What would happen if you suddenly couldn't work—due to an accident or serious illness? Understanding How Disability Insurance Works in Canada can help you prepare...

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