Skip to content

Safe Pacific Financial

Infinite banking for Canadian Families

The infinite banking strategy can be known as many different names and titles, it depends what book or website you've read.

This can be confusing if you don’t what it is, but this is a breakdown of what it is and how your family can use it.

The Infinite Banking Strategy For Canadian Families

Essentially what it is, is building wealth within a whole life insurance policy that creates a pool of capital that you can use to invest and fund your family purchases.

These could be things like a house renovation, buying a car, braces for your kids, etc.

We can sit down with you and figure out how this strategy might fit with your family.

The infinite banking strategy comes with many benefits and many benefits combined in a way that you can't find in any other financial vehicle.

The Benefits of the Infinite Banking Strategy

The biggest benefit is the ability to build a tremendous amount of wealth inside one of these policies in a very low risk and conservative way.

These policies grow using a dividend that's not tied to the ups and downs and craziness of the stock market.

The policy comes with legal protections, privacy protections and creditor protections, if you set this up right.

Also, it gives you guaranteed access to cash when you need it for whatever reason you need it whether it's for an investment or, as mentioned previously, your home, cars, braces, trips, etc.

Wealth Transfer for your Family

One huge advantage is the ability when you use these policies to transfer wealth from one generation to the next generation in a tax-free way.

We’re building this strategy based on life insurance so one day the insurance is going to pay out to your kids or whoever you say.

We're professional financial advisors who have been doing this strategy ourselves and for clients for more than 10 years

We specialize on setting up the infinite banking concept for families in BC, Alberta and Ontario.

This is the main reason why we got into this industry is to help families set this up.

When you’re looking for someone to work with, please look for an expert and look for someone who’s going to work with your best interests at heart.

Contact Us

At Safe Pacific Financial, we specialize in helping Canadian business owners, incorporated professionals, and investors structure life insurance for maximum wealth protection, tax savings, and business growth.

If you would like to discuss whole life insurance or investments,  we’re happy to chat and see if we can be a good fit to work with you. Fill out our contact form and we will get back to you within 24 hours on business days.

Related Insights

Insurance
4 min read
Wealth and Legacy: A Deep Dive with Vince Cardella

In this episode of The Wealth Multiplier Podcast, host Laurent Munier of Safe Pacific Financial sits down with Vince Cardella, Principal of Strategic Wealth Planning...

Read More
Investing
16 min read
RRSPs for Canadian Business Owners, should you invest?

You have two main options: keep the funds inside the corporation or withdraw and invest personally. Today we’re going to go through these 2 scenarios...

Read More
Insurance
6 min read
Leveraging Your Whole Life Insurance Policy as Collateral for Loans in Canada

When it comes to building financial security and achieving your goals, creativity and strategy are essential. Today, we’re exploring a powerful tool that can open...

Read More
Infinite Banking
10 min read
The 6 Essential Principles of the Infinite Banking Concept Explained

Here’s what you aren’t understanding about Infinite Banking. Building anything of lasting value begins with a solid foundation—the basics. While Infinite Banking may seem like...

Read More
Insurance
13 min read
The Capital Dividend Account: A Comprehensive Guide for Business Owners

Why does it exist, and how does it work? Let’s break down the essentials of this game-changing tax provision called the CDA We at Safe...

Read More
News and Events
4 min read
Merry Christmas – Safe Pacific 2024 Highlights

We’ve been advising Canadians about life insurance and their personal finances for over a decade, almost 15 years now. But today’s video is a little...

Read More
News and Events
1 min read
Christmas Party 2024 Photo Gallery

Thanks to all who came out to celebrate the season at our annual Christmas Party. We hope you all enjoyed the festivities at The Vancouver...

Read More
Insurance
4 min read
Interview with the Head of Individual Insurance Business at Equitable Life: Martin Reeves

Equitable Life has long been a trusted name in the Canadian insurance landscape. Recently, we had the privilege of sitting down with Martin Reeves, Head...

Read More
Infinite Banking
6 min read
The Infinite Banking Strategy for Canadian Business Owners: How It Works and Why It’s Effective

Growth has rocketed especially since the federal government has been increasing taxes on everything – especially you and me, the greedy business owners who make...

Read More
Infinite Banking
6 min read
Top 5 Ways Infinite Banking Benefits Canadians

Now, this isn’t just some financial theory for us. I've been using this strategy personally and we’ve been setting it up for our clients for...

Read More
Investing
15 min read
Are TFSAs good for small business owners?

One of the main tax advantaged accounts you can use in Canada is the TFSA – Tax Free Savings Account. This is one of our...

Read More
Insurance
8 min read
Family Office vs. Multi-Family Office: Key Differences, Benefits, and Which is Right for You

Now obviously, every family office is going to be different from family to family, however there is an important distinction between a single-family office and...

Read More
A Logo
A Logo
A Logo
A Logo

Stay Connected

By submitting your email you confirm that you agree with our Terms and Conditions.

© 2025 Safe Pacific Financial Inc. All rights reserved.
Design by Takt