Infinite Banking for Canadians

Build Your Wealth & Save Taxes in a Proven, Safe and Simple Way

The technical answer: Infinite Banking is an over-funded, participating whole life insurance policy that you can use to finance the major purchases in your life.

It is a concept made popular by the book “Becoming Your Own Banker: Unlock the Infinite Banking Concept” by R. Nelson Nash. There are other names for this strategy, depending on which book or website you read including Bank on Yourself, Cash Flow Banking, Private Family Banking, Immediate Financing Arrangement and many more. They are all essentially the same strategy with different names used for marketing purposes.

Can It Work for My Family in Canada?

Yes it can work for your family in Canada. Note: There are some important differences from policies issued in the United States. Email us for details on these key differences.

Top 10 Benefits of Infinite Banking in Canada

  • Earn a safe and consistent dividend
  • Comes with guarantees on your money
  • Private & creditor protected
  • Not tied to the volatile stock market
  • You own permanent insurance as an asset class
  • The growth is tax efficient
  • Take advantage of compound interest working for you
  • Very liquid
  • Build wealth generationally
  • Each member of the family can benefit – but you keep control

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  • Working with Rob and Laurent was a real pleasure. Although the investment products we were talking about were very complex, they both were really great at breaking things down and explaining how they worked. Would highly recommend Safe Pacific to anyone who is thinking about long-term wealth creation and creating a strong financial foundation for themselves and their family.

    William Hall

  • I spent close to a year reviewing multiple insurance company policies before choosing to go with Robert and Laurent at Safe Pacific. The differences in cost-to-benefit of each policy I looked at while doing my due diligence was rather substantial. Safe Pacific’s access to multiple providers yielded the cheapest and best policy I could find. Plus they’re good guys, and that’s worth a heck of a lot in my books when buying something like insurance.

    Brook Ewert

  • I contacted Safe Pacific Financial last year about an insurance strategy that would work for me and my husband after getting married and purchasing a home. I met with Robert who has knowledgeable and helpful in explaining the process of insurance plans. He put together multiple options that suited our needs and walked us through each of them to help us in our decision.

    Diana Skellet

  • One thing I’ve learned after spending nearly ten years in the business of financial planning and working directly with clients is the value of working with someone who is both knowledgeable and genuinely cares about your well being. Robert comes with a wealth of knowledge and, more than most in the profession, will take the time to make sure that you are informed and protected while maintaining a life long relationship.

    Insurance is not just a product, it is a part of your whole financial plan. If you don’t currently have this relationship with your insurance advisor then contact Robert at Safe Pacific Financial.

    Kevin Parton

  • Robert recently helped me acquire life and critical illness insurance. Not only did he explain every step of the process and walk me through it in a thorough and detailed manner, but Rob is great at taking complex terms and concepts and explaining them in simple, easy to understand manner.

    Morgyn Chandler

  • I have worked with Robert Trasolini and Laurent Munier several times and I find them extremely helpful when it comes to Life, Critical illness and Disability insurance. They are able to explain things clearly and are really great guys to work with. I highly recommend them to my colleagues, clients and friends.

    Pete Shpak

  • The great thing about working with [Safe Pacific] is the personal touch they add to the service and how they always make me feel like a priority. Thanks Laurent & Rob for taking care of me.

    Sandra Wong

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