The Infinite Banking System “So good it’s unfair”
We recently sat down with a potential client to discuss the Infinite Banking System and their response was “This is so good it’s unfair that not everyone knows how to do this.”
That’s because he had the moment of clarity where he understood that with this system you:
- Protect Your Assets, Retire Tax-Free AND
- Get Paid to Borrow Money
We have prepared a 36 minute video that explains this strategy in detail and outlines how you can:
- Start your own personal “bank” to deposit cash, earn interest and loan yourself money
- Your deposits earn several times the interest of a typical savings/checking account; anywhere from 2-10% in this economy
- You actually get PAID interest to borrow money (so you may never take out a regular bank loan again)
- You’re 100% protected against a loss of principal. And your cash is safe from creditors, lawsuits and even an ex-spouse
- It’s extremely liquid, so you can access cash with just a few days notice
- At retirement age, you can withdraw money 100% tax-free
To get the video and online course for free, just add your email in the box on our homepage.
Some excellent books have been written about this subject. Here are the most valuable resources on this topic.
Becoming Your Own Banker: Unlock the Infinite Bank Concept – R. Nelson Nash
Bank on Yourself – Pamela Yellen
or
A great website and people to follow are The Elevation Group who discuss this topic in real life ways. There is a free and a paid portion to this site.
If you have any questions about how this strategy can work for you in Canada, please contact us by phone or email.
Contact Us
At Safe Pacific Financial, we specialize in helping Canadian business owners, incorporated professionals, and investors structure life insurance for maximum wealth protection, tax savings, and business growth.
If you would like to discuss whole life insurance or investments, we’re happy to chat and see if we can be a good fit to work with you. Fill out our contact form and we will get back to you within 24 hours on business days.
Related Insights
The Estate Tax Bill Most Business Owners Never See Coming
What actually arrives in the estate from a corporate investment portfolio versus a corporately owned life insurance policy. Every projection a business owner sees starts...
Use the Capital Dividend Account to Distribute Tax-Free Wealth
Eventually, every Canadian business owner asks the same question. How do I get this money out of my corporation without getting crushed by taxes? There...
Stop Under-Saving: How to Max Out Your FHSA
Everyone is talking about how expensive Canadian real estate has become. Almost no one is talking about how badly the average Canadian is underusing their...
The Estate Bond Strategy
How High-Income Canadians Pass Their Wealth On, Tax-Free Most Canadians assume the biggest threat to their wealth is the market. A bad year, a downturn,...
What Happens When You're Done Building?
There's a shift that happens in the lives of most business owners that almost nobody talks about. After years (sometimes decades) of focusing on growth,...
How to Borrow from Yourself Safely Using Life Insurance
High-income Canadians know the value of liquidity—but too often, accessing capital means triggering taxes, taking on debt, or selling investments at the wrong time. What...
Are You Ready for the Strategy You Want?
We've noticed a pattern in client meetings over the past few weeks that we want to talk about openly. Business owners are coming in excited...
RRSP vs. TFSA: Which Is Better for High Income Canadians
If you're a high-income Canadian, here's the truth: using RRSPs and TFSAs the wrong way could mean paying far more to the CRA than you...
The Million Dollar Baby Plan: Grow a Legacy for your Children
What if the birthday gift you gave your child today could turn into a million-dollar asset tomorrow? That's the idea behind the Million Dollar Baby...
Before You Sell Your Investments, Read This.
Markets are down, your portfolio took a hit, and you're wondering—should I sell now and cut my losses? Stop. Because selling during a market downturn...
Why Life Insurance Isn't Just for When You Die
If you think life insurance is something you'll never personally benefit from, you're missing the bigger picture. Permanent life insurance can provide liquidity, protect your...
Whole Life Insurance vs. Universal Life Insurance
Permanent life insurance can double as a powerful wealth-building tool—but not all policies are created equal. If you're an incorporated Canadian professional or business owner...
